My Houzz: Richard and Maxime: Montreal
What Houzzers are commenting on:
Can I get insurance coverage for a basement apartment? Call your insurance company ahead of time and let them know what you plan to do. It is in your best interest to notify the insurance company that you intend to add an apartment, as well as when you first have a tenant living in it. If you skip these important steps, you may not be covered in case of a fire or flood. All insurance policies are different, so speak with a representative at your insurance company about your plans — and do this before you start any work.